In the United States the divorce rate is about fifty percent. This means there are a lot of single mothers who are struggling to raise their children alone. As a single mother it can be difficult to make up the loss of a second income and often fathers do not meet their financial obligations when it comes to child support. Statistics found that only one in six women will receive some form of spousal support as a result of a court order and of these women only two out of three will actually get the money.
These facts show that once a divorce is finalized a woman’s standard of living can decrease by almost half while on average a man’s standard of living will increase by fifteen percent. However, there is a solution to the poverty of a single mother. The government has established several programs to help single mothers when it comes to setting up an independent household. These programs rely heavily on government grants as their primary source of funds.
Anytime a government award is used for financial assistance it is considered a grant. Any program started from United States law has the ability to be funded by government grants. Typically grants are set aside for specific individuals or organizations that first need to qualify for the grant under relevant law or program. A grant can be specifically organized by the type of recipient or the type of source receiving the money.
Sources of Grants
Today the United States has twenty-six agencies which offer government grants.These agencies combine together to offer over nine hundred different programs on just the federal level alone. All of the programs fit into twenty-one different categories that include agriculture, art, community development, employment, labor, training and legal assistance.
One popular area that has many grants available is the higher education grant for single mothers. You can go to the financial aid office at your local college to get the paperwork for these government grants so that college can become a possibility for a single mother. College education assistance can come in several forms through the government. The first is direct assistance or a loan from the college itself, grants that don’t have to be repaid from the federal or state government; scholarships sponsored by private organizations, alumni gifts, religious organizations or even the possibility of a work study program.
Applying for a Grant
Any single mother can apply for a grant through they are a U.S. citizen or resident of a U.S. Territory. A foreign citizen who has lived on U.S. soil for at least three years is also eligible to apply for government grants. When applying for a government grant make sure you carefully read over the paperwork. Many government grant applications can be confusing and a grant application will often be discarded if it isn’t filled out properly. You also want to make sure you understand the qualifications and only apply for a grant that you can qualify for. This will save you time filing out different applications. Getting a government grant as a single mother can be a good way to get out of debt and start a successfully independent life.